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According to my observation, after a in foreclosure home is offered at an auction, it is common for the borrower to be able to still have the remaining balance on the personal loan. There are many loan merchants who make an effort to have all fees and liens paid back by the up coming buyer. On the other hand, depending on a number of programs, polices, and state laws and regulations there may be a number of loans which aren’t easily fixed through the switch of lending options. Therefore, the responsibility still lies on the borrower that has got his or her property in foreclosure process. Many thanks for sharing your ideas on this blog.